How To Deal With Flooding

With the recent flooding alerts released by the Environment Agency, Motaquote have put together a short guide on how to deal with flooding.

Here are a few quick tips 

If your home floods the primary thing to concern yourself with is your own safety and that of your family.

If you are concerned that the house is about to flood you should:

• Switch off all electricity and gas supplies.

• Put plugs in sinks and baths and weigh them down with heavy objects to help prevent water rising up.

• Move important items to an area of safety.

• Tune into a local radio station on a battery or wind-up radio as local radio can give you updates on evacuation procedures.

• The Environment Agency also recommends that you are prepared to move quickly to get yourself and your family to safety. You should put safety first and listen to any advice issued by the Police and other emergency services.

Other things to be aware of if it floods:

Flooding is extremely dangerous as it can expose other dangers such as fallen power lines, trees, burst manhole covers and water contamination. 

In addition to this, according to the Environment Agency, 6 inches of fast flowing flood water can knock you over.

The Environment Agency recommend against driving or walking through floods as this could prove extremely hazardous – instead be aware of any safety advice or procedures issued by local emergency services.

As a homeowner you are also strongly recommended to review your home insurance policy to make sure you are covered in the event of a flood.

More Than Just Any Old Home Insurance

Motaquote is an insurance broker with a difference... we like to offer our customers more than just a standard motor or home insurance package which is why we go the extra mile to give you more.

Did you know that our home insurance policies come with extras? Not only will we guarantee to beat your home insurance renewal quote by £20* - whether you go for our standard or platinum package but we will also chuck in a whole load of extras for free!

So what's so great?

What - other than us guaranteeing to beat your renewal quote by £20? Well Motaquote's home insurance also includes cover for legal expenses, identity theft protection, home emergency assist and we will even throw in student contents cover for your child's belongings whilst at University (up to £5,000).

But why do you need home insurance?

Think about it like this - you've just bought a new house or you've extended your existing one. Maybe you've even bought yourself a new expensive television or had a sparkly new kitchen installed. Whatever the case is you will undoubtedly want to make sure they're protected should anything happen - whether it's due to a flood, fire or burglary.

Home insurance really is a very straight-forward policy - you buy it to cover your house and it's contents. The last thing you want is to pay-out for expensive repairs should your house have a flood or fire or experience the expense of replacing damaged or stolen personal belongings.

Interested?

If you are looking for home insurance cover Motaquote may be the insurance broker for you. We offer two types of policy - a standard and a platinum home insurance policy.

Find out more about these great policies here: Motaquote Home Insurance


*Terms & Conditions Apply.

Keep Us Up To Date With Changes In Your Life

Did you know that changes in your life can affect your insurance policy? Whether you have your home insurance or your car insurance with Motaquote, we need to know about changes to your personal circumstances. Here's why:

Home Insurance

Whether you're planning on making significant home improvements (i.e. adding a new room) or simply moving into a bigger house - it's crucial that you let us know.

Why You Need To Let Us Know About Home Improvements

As you would expect - adding rooms on to your house is likely to increase the sum insured for repair costs of your home... so if you haven't updated us on any changes there is no guarantee that your house and it's contents will be completely covered under your existing home insurance policy.

Why You Need To Let Us Know If You're Moving House

This might seem obvious to some but let's be honest... with the excitement and hussle and bussle of the move it's easy to forget about your home insurance.

It's vital that you let us know if you are moving house so we can ensure that you are covered for the correct sums insured when you move... a home insurance policy for one house may not be suitable for another.

Car Insurance

Whether you are moving house, upgrading your car or even if you’ve recently got married and plan on adding your spouse to your car insurance policy you should let us know!

Car Insurance – Moving House

You need to tell us if you’re planning on moving house as it might affect your car insurance policy as the postcode of the area you move to may affect the policy. Besides, we need to know your address if we’re going to be sending out car insurance certificates, policy documents, etc.

Car Insurance – Adding A Newly Married Spouse To Your Policy

As odd as this might sound adding a spouse to our car insurance policy might reduce your annual premium. It’s definitely worth considering just for that fact alone!

You simply add your spouse as a named driver to your car insurance policy and voila! Car insurance policies have been known to drop significantly in some cases. However, this is not the case in all circumstances - it really depends on their driving history.

Car Insurance – Upgrading Your Car

Perhaps you’re looking at that sporty little red number in the car showroom… maybe you’re looking at upgrading to a big 4x4. Whatever the car is you’re looking to upgrade (or downgrade) to you need to let us know before you drive it away otherwise you will not be covered.

Did you know that car insurance is a legal requirement before taking to the road? For this reason alone it is vital that you update us so we can update your car insurance details.

Motaquote branch staff take to the speedway

Our Motaquote branch staff took to Cardiff's TeamSport Go-Karting track alongside the likes of GoCompare, Admiral, Confused.com and TheAA. But that's hardly going to faze us is it?! Well no - not when we outnumbered each team 3 to 1 - except for GoCompare.

With 2 iKube teams and 1 Motaquote team we were a force to be reckoned with... or so we thought.

Unfortunately it didn't turn out to be so... whilst our teams  did put up a valiant fight until the end of the race the final figures were in GoCompare's favour.

However, on a more positive note - I manage to wrangle a free cup of tea and GoCompare didn't bring Gio Compario.

But I digress - in the end it was a night to remember and everyone had enormous amounts of fun in spite of the freezing conditions (you should have seen them spinning out at all the big turns).

On another note - did you know that our branches are offering some great deals on home insurance, car and caravan insurance at the moment? If you're looking for cover then pop-in to your local branch and our friendly, helpful staff will be more than happy to help.

Motaquote – More Than Just A Car Insurance Broker

As one of the largest insurance brokers in Wales it should come as no surprise that Motaquote can offer virtually any kind of insurance cover you can think of.

Did you know that Motaquote is more than just motor insurance? It is funny how few people realise that when they walk into one of our branches, whether it’s Swansea, Cardiff, Bridgend or one of the other branches dotted around the Welsh valleys.

One of our staff came to me the other day and said that the new sign we’d installed in Tonypandy, for example, had drawn in new customers – simply because they hadn’t realised that we offer other policies, such as motorbike insurance, travel insurance and home insurance in addition to our standard motor insurance policies.

But we don’t just deal with personal lines insurance – did you know that Motaquote has also been selling business insurance to small businesses around the UK for the past twenty years? Possibly not… but we do!

In fact we offer a very wide-range of highly competitive small business insurance products – from tradesman liability insurance to professional indemnity, office insurance and even motor trade insurance… and it doesn’t stop there.

I hope to bring you more information about Motaquote over the next few months – whether it’s new products, updates and changes to existing products over simply what we’re up to in the community.
Watch this space!