As a small business insurance broker Motaquote understands that it can be a time-consuming process finding the right cover to suit you. However, by simply buying the cheapest small business insurance available you could be putting your company at risk.
This is why it's so important to make sure you fully understand what the policy covers - but that's why we're here.
We will spend time finding out about you and your business so that we understand what your requirements are. By understanding your business needs we can find the right policy for you from our panel of insurers. However, it's essential that the information you give about your company is 100% accurate to ensure that you have the correct type of business insurance at an amount adequate for your firm.
Our small business insurance team are a highly trained dedicated team who can offer invaluable advice. For instance - there may be things you may not have previously considered, such as what conditions you may need to abide by to ensure that you are covered if you need to make a claim. Fortunately our team are always happy to sit down and explain these to you in simple, no-nonsense terms. When taking out business insurance cover with Motaquote you can be sure that you have the right cover at the right price.
What happens if you're not covered?
Think about it like this - if a member of the public has an accident as a result of your company's negligence you could be held liable for any damages sustained. If you do not have some form of public liability insurance you could be putting yourself and your business at risk as you will need to pay out of company funds any legal costs and damages claimed.
Another example is building damages. If your office incurs damage as a result of a fire or flood then the costs facing you could be substantial if you haven't covered the building adequately.
By having some form of building and contents insurance you at least have the peace of mind that your work premises are covered should the building be damaged.
Find out more about Motaquote's small business insurance.